The investor profile is the set of features of a person who determines how often to take their investment decisions according to risk tolerance that has the time to invest.
Knowing our investor profile allows us to determine the type of investor that we are considering our risk tolerance, and thus better able to choose our investment alternatives, or to create an investment portfolio that best suits our profile.
There are basically three investor profiles:
1. Conservative
The conservative investor is characterized by risk aversion. Highly valued security and ensure the least possible risk to assume, therefore tends to prefer investments that report stable returns, low yield, but safe.
Usually invest in the short and long term to prefer safe investments that will generate a fixed income such as debt instruments, time deposits, savings accounts.
2. Moderate
The moderate investor tolerates moderate risk, looking for good yields, but without taking too much risk. Try to maintain a balance between performance and security.
Usually invest in the medium to long term.
Often seek to create a portfolio or investment portfolio that combines fixed-income investments and equities.
3. Aggressive
The aggressive investor is attracted to the risk. Find the highest yields possible, so it is ready to take the risk necessary.
Usually invest in the short term, but most usually invest your money long term.
It is for investments that will generate a variable cost such as capital market activities.
If you want to know your investor profile we suggest you visit the following link: test profile of the investor.
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